When can the bank repossess and sell a house in execution? When a homeowner fails to pay his monthly payments on his/ her home loan, then the bank can start repossession or foreclosure proceedings against such a homeowner. The mortgage bond agreement that is signed between the bank and the homeowner, gives the bank the right to repossess the house, in the case of non-repayment of the home loan. Rule ...
Are you following the correct procedure in evicting your tenants? A landlord can only evict a tenant under specific circumstances as outlined in the Prevention of Illegal Eviction from and Unlawful Occupation of Land Act (PIE). These include: If the tenant has breached the lease agreement, such as by failing to pay rent on time or by causing damage to the property. If the tenant has used the property for ...
Landlords and municipal services to unlawful tenants In the case of Emalahleni Local Municipality v Lehlaka Property Development (Pty) Ltd (2023), the Supreme Court of Appeal upheld the rights of Lehlaka, who was a private property owner, to end its consumer agreement with the municipality and thereby allowed Lehlaka to stop paying the municipality for services to be delivered to unlawful occupants. The court confirmed that Lehlaka had no constitutional ...