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When can the bank repossess and sell a house in execution?

Janine Julies2025-05-17T15:17:15+02:00May 17, 2025|PROPERTY LAW|

When can the bank repossess and sell a house in execution? When a homeowner fails to pay his monthly payments on his/ her home loan, then the bank can start repossession or foreclosure proceedings against such a homeowner. The mortgage bond agreement that is signed between the bank and the homeowner, gives the bank the right to repossess the house, in the case of non-repayment of the home loan. Rule ...

Landlords and municipal services to unlawful tenants

Janine Julies2024-08-12T15:04:19+02:00August 12, 2024|ESTATE PLANNING|

Landlords and municipal services to unlawful tenants In the case of Emalahleni Local Municipality v Lehlaka Property Development (Pty) Ltd (2023), the Supreme Court of Appeal upheld the rights of Lehlaka, who was a private property owner, to end its consumer agreement with the municipality and thereby allowed Lehlaka to stop paying the municipality for services to be delivered to unlawful occupants. The court confirmed that Lehlaka had no constitutional ...